For a while now, my team has been dominating. . .
However, recently it has started to fall off. . .
My team:

I mean, the problem is usually that my Kakashi gets nuked on first, dies, and then you know the rest.
I can't really combo that well without him and then the team starts falling to pieces.
Azure Fang: Super Shark Bomb, Flowing Whip, Water Dragon, Healing Tips, Poison Tai
So here's what I'm thinking. .
Is it because I don't spend my coupons at all? I've racked up 1,700 or so of them, and am waiting for future characters to insta-buy them with.
However, other people might be spending their coupons and getting ahead of me in terms of refining. . .
Initiative is pretty darn important, and when they're able to nuke my Kakashi first and apply ignite and paralysis. . it's pretty much GG -_-
I mean, lets say I save up my coupons for a good character. .
It doesn't matter that much if the character gets *n sky high turn 1, right?
As long as I have good combos, and high refining, I should be OK, right?
So, I guess:
tl;dr: With my 1,700 coupons, should I keep hoarding to buy a future character with coupons, or get my stats up (refine, mood, etc.)
If I do spend them, then what are my priorities?
I think refining might be the top one, right? It has initiative. . .
How are mood and magas? I have a few more level 2 magas left. Majority are level 3, however, so yeah . .
But I haven't done any mood upgrading yet. . .
The x10 seal scroll deal for 1,125 has actually become pretty tempting now that I'm looking at it >_>
And after buying it, I still have around 600 or so coupons >_> *cough* *cough*. . .
I mean, the only two ninjas that I've heard who are behind a "pay wall" are 1st Hokage and Tendo Pain, right? The rest are all on chance. . .
I'm also curious about that mood scroll pack in the Restricted section as well . . .
So yeah, the only two packs in Restricted that I have my eyes on are Mood and Seal Scrolls. . .
The rest are whatever. I can get ninja tools in the future. By the way, you can get Yakushi glasses from the Akatasuki Team Instance. :P
Either that, or I need to build a bulkier team with a healer to cure or something . . .
My Kakashi gets destroyed by people who have a higher initiative and it gets ugly really fast. :/