I'd say you shouldn't worry much... At the end of the Fighting season (which is probably next week) the cooins will be reset to 0, and the redeem shop is closing too.

Good luck with having 270k+ chips too. :)

Sorry, I think I forgot to add the "likely" in my sentences...

I was saying I can't find any information on what happen with Redeem and Chips Count after Tournament ends. I am not sure but knowing OG, I'd assume that even if it doesnt resets to 0, you can't still redeem them outside Tournament times...